Your Neighborhood Experts
24 Years of Service in the Industry
We are focused on providing you with the best results and service in the industry. We listen carefully to understand your real estate goals and work hard to create solutions that make sense for you. Whether you are new to the market or an experienced investor, we have the expertise, proven track record, and resources to help you achieve your real estate goals.
As is often said, real estate is about location, location, location. We have extensive knowledge of the tri county area and can help you find the right home for you or the right buyer for your home.
My name is Steve Houck, Broker /owner of Real Estate Partners. I have over 30 years in the customer service business, 24 years in the Real Estate business. I pride myself in my market knowledge and my experience in handling transactions. Because of this and my experience in negotiating, I'm prepared to get the results that a buyer or seller wants, in new construction or existing homes. If you would like to see my client reviews, you can check them out here, or on my Google profile
Real Estate Partners, LLC was formed to allow us to provide the highest quality customer service to our buyers and sellers.
Steve Houck
I'm Steve Houck, Broker/Owner of Real Estate Partners and I'm proud to have served buyers and sellers in the tri county area for over 24 years! I pride myself in my market knowledge, experience and negotiating skills . One of the most important things is accessibility. You'll find that whether you call or email, I'm responsive at all times. My specialty is new construction, which makes up about 50% of my business, but I'm still the guy to go to, if you want to buy or sell an existing home. I like to visit with the potential buyer for some time to get an idea of the likes, wants, needs and budget. The more I know about you, the easier it is for me to point you in the right directions. You can visit my blog page for educational information about Real Estate
our agents are always available to all who are looking to buy or sell. Call us Today!
FAQs
Q: Why is it so important to go to a mortgage company before you go house shopping?
A: It’s vital that you know what your budget is before you look. (If you look in the 500 range and find you need to be in the 400 range, you’re not going to like anything that you see) Also, many listing agents require a pre qual letter before the showing and you can’t submit an offer without one.
Q: Why is it so important to use one agent?
A: You choose an agent based on experience, expertise and market knowledge. That agent’s job is to look out for your best interests. They must get to know your need and wants thoroughly
Q: How do you use a home inspection and what is the importance of one?
A: I licensed home inspector knows building codes and what to look for that we can’t see. What it is not is a laundry list for repairs. That request is determined by the agent and buyer as to what is most important to them. (Obviously safety items come first
Q: How do I know that the price that I’m paying is fair?
A: That is your agent’s job. The will show you a Comparative Market Analysis or C.M.A. showing the sales of other comparable properties in the area. They must be comparable as to condition, age and amenities.
Q: How do I choose an appraiser?
A: You don’t and your agent and lender don’t. In 2008 the federal mortgage laws changed regarding appraisals. Now your bank or mortgage company has a computer list of approved appraisers. With each contract the computer randomly chooses an appraiser from that list. The lender can’t communicate with that appraiser except to order the appraisal and send him or her the contract.
Q: What does a mortgage company base my income on?
A: They use verified tax returns and W-2s or 1099’s, as well as bank statements. If you’re a 1099, then you must have a track record of consistent income. (Usually 2 years). They will look at your debt to income ratio and decide from there. There are other factors that count too, like downpayment, loan to value and credit score.